Reclaiming Financial Wisdom in an Age of Digital Impulse

We are raising children in a culture that confuses access with abundance. Today, a single tap can order a meal, stream a movie, or open a line of credit. Financial literacy is no longer just about understanding money—it’s about learning how to resist a world constantly telling us to spend without thinking.

This is not merely a budgeting issue; it’s a formation issue. Financial health is a key dimension of human flourishing because it shapes how we steward what we’ve been given. It influences our ability to be generous, our sense of security, our decision-making, and even our relationships.

But what are we teaching our kids about money if many of their first lessons come from ads, apps, and influencers? Are we modeling financial peace or financial pressure?

We live in a digital environment where urgency is manufactured. Everything is urgent: Buy now. Sign up today. Don't miss out. And for young people, the temptation is especially strong. Their habits are forming faster than we often realize.

As parents, educators, and community leaders, we have a moral obligation to teach financial wisdom that is grounded in restraint, contentment, and purpose. That means talking openly about the spiritual side of money—how it reveals our values, tests our character, and challenges our trust.

We must teach children not just how to earn and save, but how to think about money biblically: 

• That it is a tool, not a god. 

• That it is meant to be stewarded, not worshipped.

If we don’t lead in this area, the world will. And the world is not interested in producing wise stewards—only endless consumers.